Tradie Guide · Business Finance

Builder Profit Margin Guide: What's a Good Margin in Construction?

Many Australian builders are busy but not profitable. This guide explains the difference between markup and margin, what target margins look like for each trade type, and how to improve your numbers without losing jobs.

Gross margin vs net margin — what builders need to know

Gross margin is revenue minus direct job costs (materials, labour, subcontractors) divided by revenue. Net margin also deducts overheads (insurance, vehicle, tools, software). Most builders track gross margin per job but need to understand net margin to know if the business is actually profitable.

Target gross margins by trade (Australia 2025)

Trade / Business TypeTarget Gross MarginWarning Threshold
Residential builder20–30%Below 15%
Renovation builder25–35%Below 18%
Electrician30–45%Below 22%
Plumber30–45%Below 22%
Carpenter25–40%Below 18%
Landscaper25–40%Below 18%
Tiler / Painter35–50%Below 25%

Why most trade businesses underperform on margin

Quoting from memory

Material prices change monthly. Builders who quote from past job memory are often underpricing without realising it.

No variation process

Scope changes that aren't formally quoted as variations absorb margin silently. Every uncosted change erodes your profitability.

Wrong overhead allocation

Vehicle costs, tools, insurance and your own wage need to be factored into job pricing. Many builders ignore these.

Buying materials on credit at full price

Trade accounts with suppliers and volume purchasing can reduce material costs by 10–20%, directly boosting margin.

Winning too many low-margin jobs

Being selective about which jobs you quote — and pricing accurately — produces better results than winning volume at thin margins.

How to improve your margin this year

Review your last 10 completed jobs — compare quoted vs actual costs on each

Set a minimum acceptable margin and decline or re-price jobs that fall below it

Use live supplier pricing to ensure material costs in your quotes are current

Create a variation clause in your contracts and use it consistently

Allocate overhead costs to each job using a weekly overhead rate

Skip the manual work

Let FMN calculate this for you automatically.

Track Your Margin
On Every Job.

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